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026-02-06T17:32:46-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/16-marco-aplicable-a-bancos-de-importancia-sistemica-local/</loc><lastmod>2026-02-06T17:33:51-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/17-basilea-iii_-marco-regulador-global-para-reforzar-los-bancos-y-sistemas-bancarios-revisado/</loc><lastmod>2026-02-06T17:34:29-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/19-guia-para-las-autoridades-nacionales-que-operan-el-colchon-de-capital-anticiclico/</loc><lastmod>2026-02-06T17:35:10-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/importancia-de-basilea-iii-para-los-mercados-financieros-de-america-latina-y-el-caribe/</loc><lastmod>2026-02-06T17:36:02-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/07-requisitos-de-divulgacion-revisados-para-el-tercer-pilar/</loc><lastmod>2026-02-06T18:07:00-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/09-marco-supervisor-para-calcular-y-controlar-grandes-exposiciones-al-riesgo-normas/</loc><lastmod>2026-02-06T18:08:10-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/18-basilea-iii_-anexo-requerimientos-para-garantizar-absorcion-de-perdidas-en-punto-de-insolvencia/</loc><lastmod>2026-02-06T18:09:22-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/guia-de-supervision-para-gestion-de-riesgos-asociados-a-la-liquidacion-de-operaciones-de-divisas/</loc><lastmod>2026-02-06T18:38:39-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/principios-para-la-agregacion-efectiva-de-datos-de-riesgo-y-la-generacion-de-informes-de-riesgos/</loc><lastmod>2026-02-06T18:37:18-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/principios-para-un-marco-eficaz-de-apetito-por-riesgo/</loc><lastmod>2026-02-06T18:37:05-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/02-marco-supervisor-para-calcular-y-controlar-grandes-exposiciones-al-riesgo/</loc><lastmod>2026-02-09T07:23:47-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/03-enfoque-estandar-para-el-calculo-de-exposiciones-a-riesgo-de-credito-de-contraparte/</loc><lastmod>2026-02-09T07:24:41-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/04-requerimiento-de-capital-para-inversiones-del-capital-de-los-bancos-en-fondos-de-inversion/</loc><lastmod>2026-02-09T07:25:48-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/05-buenas-practicas-para-pruebas-retrospectivas-de-modelos-de-riesgo-de-credito-de-contraparte/</loc><lastmod>2026-02-09T07:26:36-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/06-principios-para-la-administracion-del-riesgo-de-credito/</loc><lastmod>2026-02-09T07:27:27-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/01-basilea-iii_-coeficiente-de-financiacion-estable-neta-nsfr/</loc><lastmod>2026-02-09T07:30:01-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/02-basilea-iii_-lcr-y-herramientas-de-monitoreo-del-riesgo-de-liquidez/</loc><lastmod>2026-02-09T07:30:44-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/03-guia-para-supervisores-sobre-los-indicadores-de-liquidez-con-base-en-el-mercado/</loc><lastmod>2026-02-09T07:31:48-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/04-herramientas-de-monitoreo-para-la-gestion-de-liquides-diaria/</loc><lastmod>2026-02-09T07:33:00-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/05-principios-para-la-adecuada-gestion-y-supervision-del-riesgo-de-liquidez/</loc><lastmod>2026-02-09T07:33:58-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/06-desafios-para-la-gestion-y-supervision-del-riesgo-de-liquidez/</loc><lastmod>2026-02-09T07:34:50-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/01-orientacion-supervisora-para-la-gestion-de-riesgos-asociados-con-la-liquidacion-de-transacciones-en-moneda-extranjera/</loc><lastmod>2026-02-09T07:36:24-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/02-principios-para-la-sana-gestion-del-riesgo-operacional/</loc><lastmod>2026-02-09T07:37:09-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/03-riesgo-operacional-directrices-de-supervision-para-los-enfoques-de-medicion-avanzados/</loc><lastmod>2026-02-09T07:37:55-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/04-reconociendo-el-impacto-del-seguro-como-mitigante-en-los-modelos-de-riesgo-operacional/</loc><lastmod>2026-02-09T07:38:39-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/05-tratamiento-de-las-perdidas-esperadas-por-el-enfoque-de-medicion-avanzado-ama-bajo-el-marco-de-basilea-ii/</loc><lastmod>2026-02-09T07:39:25-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/06-principios-de-alto-nivel-para-la-continuidad-del-negocio/</loc><lastmod>2026-02-09T07:40:42-06:00</lastmod></url><url><loc>https://www.sib.gob.gt/documentos/07-outsourcing-en-servicios-financieros/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